Express Script is the pharmacy benefit manger for World Insurance. Express Scripts contracts with more than 50,000 independent and chain pharmacies throughout the United States.

Some advantages of using a pharmacy that contracts with Express Scripts:

• Out-of-pocket costs are lower when compared to using a non-contracting pharmacy
• Claims are filed electronically by the pharmacy

To determine if you have drug coverage through World Insurance, Please check your benefits certificate, or policy for details about your pharmacy plan, including what drugs are covered and your out-of-pocket costs.

Formulary Drug List:

The formulary list is a list of medications that helps guide physicians and pharmacist in selecting the medications that provide the most appropriate treatment for the best price.  Some plans have a tiered design.  This means that whenever you have a prescription filled, the amount you pay depends on what tier the drug is on.

Click here to download the 2008 Formulary Drug List.

Please check your particular plan for details about what drugs are covered or not covered. Please contact Express Scripts customer service department for more details at 1-877-256-4679, or you may contact World Insurance customer service department at 1-800-786-7557.

Pre-Authorized Drug List:

Before certain prescription drugs can be purchased as part of your coverage, they must be authorized by World. Pre-authorization is necessary to ensure you get the proper drug at the best possible price.

Click here for a list of drugs that require pre-authorization by World (the list is subject to change).

Preauthorization is not a guarantee of benefits. Payment of benefits will be determined by the terms and limits of your insurance coverage

Claim Form:

Click here to download an ESI Claim Form.